American Red Cross Benefits
Changing the World One Employee at a Time...
At the American Red Cross, our people are our most valuable asset and because of this, our benefits program is both comprehensive and competitive with other organizations. We are fully committed to meeting the needs of our employees and to providing a quality benefits program.
Eligibility for some employee benefits is based on a minimum number of hours worked per week. Specific benefits information is available in the summary plan descriptions for each plan. Benefits offered by local Chapters and Blood Regions may vary.
Medical and Dental Insurance Benefits
For National Headquarters Opportunities
Benefits are effective the first of the month following date of hire. Eligible employees must enroll within 31 days. A one page summary of benefits is available.
Medical:
The Red Cross pays the major portion of the cost for the employee's coverage and contributories are made through payroll deductions. Employees in the Washington, DC area may select either the Blue Cross Blue Shield (CareFirst) Premier or Standard Preferred Provider Organization (PPO), Blue Cross Blue Shield Exclusive Provider Organization (EPO), Blue Cross Blue Shield Out of Area,or the Kaiser HMO plan.
The PPO plans permit participants to select an "in-network" or "out-of-network" provider from among Blue Cross Blue Shield’s participating physicians. The EPO works similar to the PPO with no Primary Care Physicians required and no referrals for specialist, however there are no out of network benefits. Kaiser HMO requires care to be coordinated by a Primary Care Physician and all services must be received in-network. Kaiser is available in the Washington, D.C., area in addition to a few other states. All plans include a prescription drug card program.
For more details regarding the options for a typical Washington, DC employee please see the 2008 Medical Plan Comparison Chart.
Dental:
MetLife Preferred Provider Organization
Dental Preferred Provider Organization (PPOs) has networks of participating dentists that provide dental care at negotiated rates. The employee receives a higher level of benefits utilizing in-network providers. In addition, the employee will pay less if in-network providers are used because the cost is calculated using discounted fees that the plan has negotiated with the dentist.
Aetna Dental Maintenance Organization (DMO)
Dental Maintenance Organization (DMO) is a managed dental care plan with a network of participating dentists that provide services at the negotiated rates. The employee will be offered the DMO plan based on his/her zip code and plan availability.
For more details regarding the options for a typical Washington, DC employee please see the 2008 Dental Plan Comparison Chart.
Vision:
Vision coverage is available through Spectera. Benefits cover complete eye examinations, frames, lenses, and contacts (including disposables). Vision premiums are taken on a pre-tax basis.
Short and Long Term Disability Insurance:
Short-term disability insurance is provided through MetLife at no cost to eligible employees. The benefit pays 60% of base salary for up to 180 days for an employee who is medically certified by MetLife as disabled. The weekly maximum benefit is $1, 730.
MetLife long-term disability (LTD) insurance is also provided at no cost to eligible employees. The benefit pays 60% of base salary should an employee become totally disabled for more than 180 days. The monthly maximum benefit is $7,500.
Dependent Care Reimbursement Accounts:
An employee may set aside up to $5,000 annually of his/her salary on a pre-tax basis in order to pay eligible dependent care expenses.
Health Care Reimbursement Account
An employee may set aside up to $5000 annually of his/her salary on a pre-tax basis in order to pay for eligible health care expenses.
Life Insurance and Accidental Death and Dismemberment (AD&D):
The American Red Cross provides, at no cost, life insurance and AD&D insurance coverage in the amount of one and a half times an employee's annual salary.
Voluntary Supplemental Life Insurance:
Employees can purchase additional life insurance coverage for themselves as well as their families at group rates through MetLife Insurance.
Group Legal
Employees are eligible to purchase legal services through MetLaw (Hyatt Legal), including contract preparation, legal representation and wills.
Retirement Programs:
For National Headquarters Opportunities
Much of what we do at the American Red Cross
deals with saving.
Saving lives. Saving resources.
There are three ways for our employees to
save for something equally important: their future.
Retirement System:
Employees are enrolled in our defined benefit pension plan after completing one year of service in which pay was received for 1,000 hours of work. Full vesting occurs when five years of vesting service have been accrued. The plan is fully funded by the American Red Cross. The Retirement System is designed to provide a monthly pension to vested employees at retirement. Employees are eligible to receive an unreduced monthly pension at age 65 with five years of service. An early retirement option is available.
Savings Plan 401(k):
The American Red Cross Savings Plan has a Red Cross match and this match is fully vested when the employee completes three years of vesting service. Employees can contribute to this Savings Plan on a pre or post tax basis. The plan has a multitude of investment opportunities including the option to self direct your retirement account. There is no waiting period to enroll in the 401(k) plan. Maximum annual contribution amounts based on current tax laws apply.
403(b) Program:
Contributions can be made to the 403(b) program on a pre tax basis. The Red Cross has chosen 3 companies to provide our employees with the option of enrolling in a plan that fits their lifestyles and investment strategies. Lincoln Life and ING provide Annuity Contracts and Vanguard provides a custodial account for investing in Mutual Funds. There is no waiting period to enroll in the 403(b) program. Maximum annual contribution amounts based on current tax laws apply.
Work/Life Benefits
For National Headquarters Opportunities
Paid Time Off (PTO):
We have a very progressive leave policy, which combines sick and annual leave into one leave bank (PTO). 19 PTO days are provided for new employees and the time is accrued throughout the year in hourly increments.
Holidays:
We observe 10 Holidays during the year.
- Martin Luther King Day
- Presidents Day
- Memorial Day
- Fourth of July
- Labor Day
- Veterans Day
- Thanksgiving
- Day after Thanksgiving
- Christmas
- New Years Day
Hours of Operation/Alternative Work Schedules:
The normal business hours are 8:30 AM to 5:30 PM with a one hour lunch available. Based on business need and supervisory approval, Alternative Work Schedules are available. Employees can elect to work 9 or 10 hour days, utilizing an additional day off on a bi-weekly or weekly basis. Flextime is also available in many areas of our organization.
TeleWork:
TeleWork options are available based on supervisory and executive approval. The employee, job and supervisor, must all be suitable for this type of arrangement before it may be initiated.
Pre-Tax Transportation Program
The pre-tax transportation program will allow you to defer money for mass transit and vanpool expenses as well as non-Red Cross parking. Through this commuter benefit, you will be able to sign up online or via telephone and arrange to have monthly mass transit or parking passes delivered directly to your place of residence. Employees may save up to 40% on commuter costs by using pre-tax dollars. Limits based on current tax laws will apply.
Long-Term Care by CNA:
Low cost Group Long Term Care can provide valuable protection to help pay the high cost of long term care. The program pays benefits for all levels of care in a nursing home, comprehensive home care including skilled nursing, personal care and homemaker services. This plan is available to employees and their immediate families to include your spouse parents, and grandparents.
Credit Union:
Current and retired Red Cross employees, their immediate family members and volunteers with one year of service are eligible to use the services of the Clara Barton Federal Credit Union or Dixie, South East Area Federal Credit Union. Members are eligible for share draft/checking accounts, savings accounts and to apply for loans and other financial services.
Training:
Employees are encouraged to take advantage of the many training opportunities available to help them to reach their career and educational goals. Department's budget training dollars for each employee and our Training and Leadership Development department provides a variety of high caliber programs designed to enhance your skills in areas such as management, communication and conflict resolution.
Employee Assistance Program:
The American Red Cross has counseling professionals available to assist employees and their families with work and life issues. The EAP program is designed to provide immediate counseling services and referrals when necessary.
Business Travel Accident Insurance
When you travel on official American Red Cross business, you are covered on our Business Travel Accident Insurance policy. The plan covers the insured in the amount of two and one half times annual salary (maximum of $650,000).
Employee Referral Program:
American Red Cross National Headquarters Staff have the opportunity to help bring new talent into National Headquarters vacancies through our StarFinder! employee referral program. Successful referrals result in FindersFees.
Fitness Center:
Our 2025 E Street and Jefferson Park facilities include Fitness Centers with an annual membership of just $60.
|
