Eligibility: All regular employees scheduled to work 20+ hours per week.
Medical Plans: Two Cigna consumer-directed health plans (CDHPs) and two Cigna PPOs (Kaiser HMOs available in some regions).
All Cigna Plans Feature:
- A deductible, coinsurance (coverage shared by you and the Red Cross) and an out-of-pocket maximum.
- After you have made progress toward specific wellness goals, the Red Cross will deposit money into an account to help pay for your out-of-pocket expenses.
- In-network and out-of-network coverage.
- Preventive care that is covered at 100 percent.
- Prescription drug plan provided by Cigna.
- MDLIVE Telemedicine: the option to consult with board certified internal medicine, family practice and pediatric physicians via online video, telephone, or email.